Medicare Advantage plans must show seniors their spending.
H.R. 9644 — Medicare Advantage MLR Transparency Act · Filed by Nathaniel Moran (R-TX) · Introduced Jul 13, 2026 · Reported out
Your members of Congress
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What it does
Starting in 2029, Medicare Advantage plans must post money facts online. They must show total revenue and how much goes to medical claims. They must show how much goes to admin costs. They must show how their actual spending compares to their target. The facts must be easy to read and match other health plan formats.
Who it affects
Seniors who pick Medicare Advantage plans can now see and compare plan spending. Plans must follow the new rules.
One thing to notice
Plans can report spending for the whole group instead of each plan. This could hide differences between plans.
From the analysis of the bill text, linked under Primary records below.
Where it stands
- Jul 13, 2026 — Introduced · Congress.gov: “Introduced in House”
- Jul 13, 2026 — Referred to House Committee on Energy and Commerce and House Committee on Ways and Means · Congress.gov: “Referred to the Committee on Ways and Means, and in addition to the Committee on Energy and Commerce, for a…”
- Jul 15, 2026 — Markup held in committee · Congress.gov: “Committee Consideration and Mark-up Session Held”
- Jul 15, 2026 — Reported out of committee · Congress.gov: “Ordered to be Reported in the Nature of a Substitute by the Yeas and Nays: 42 - 0”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- Medicare Advantage — A type of health plan for seniors run by private plan makers.
- admin costs — Money spent on staff, buildings, and running the plan instead of patient care.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (3,098 characters) on Jul 14, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,522 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-22.
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