Bill creates one health plan for all Americans starting 2028.
H.R. 10924 — Medicare for America Act of 2026 · Filed by Rosa DeLauro (D-CT) · Introduced Oct 29, 2026 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
The bill sets up Medicare for America. It is a single health plan for all U.S. residents and people legally here. It starts in 2028 with a public option. Then it moves to one system. This system replaces Medicare, Medicaid, and private plans. People pay premiums based on income, capped at 8 percent. Those below 200 percent of the poverty line pay nothing. The program covers dental, vision, hearing, reproductive health, and abortion.
Who it affects
All Americans and people legally here get health plans. People with low income pay zero premiums. Kids, pregnant people, and people with chronic illness pay nothing for preventive care. Private health plan sellers would no longer sell regular plans.
One thing to notice
The bill ends private health plans for regular care. It creates one government system for all people. Congress members and staff must join starting in 2028 unless they have other qualified plans.
From the analysis of the bill text, linked under Primary records below.
Where it stands
- Oct 29, 2026 — Introduced · Congress.gov: “Introduced in House”
- Oct 29, 2026 — Referred to House Committee on House Administration and House Committee on Education and Workforce · Congress.gov: “Referred to the Committee on Ways and Means, and in addition to the Committees on Energy and Commerce, the…”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- public option — A health plan run by the government that people can choose.
- Medicaid — A government health program for people with low income.
- premiums — Money people pay each month for health plan coverage.
- preventive care — Medical visits and tests to stop illness before it starts.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (50,094 characters) on Nov 4, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,938 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-11-04.
“Bill creates one health plan for all Americans starting 2028.” QuorumCivic. https://share.quorumcivic.app/bill/119/hr10924/simple Report an error
The week in bills
One email, Sunday: what Congress passed, what it changed, and who paid.
One link arrives to confirm the address. It is used for this email and nothing else, and every issue carries an unsubscribe link.