Federal program matches student savings for low-income learners.
H.R. 10097 — Earn to Learn Act · Filed by Susie Lee (D-NV) · 3 cosponsors · Introduced Aug 13, 2026 · Referred to committee
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What it does
This bill sets up a savings program for low-income students. Students save money for college or career training. The program adds $8 for every $1 a student saves. Students must take a class about money management. Savings do not hurt chances to get other federal aid.
Who it affects
Low-income students can use this program to save for school. States and nonprofits get grants to run the accounts.
One thing to notice
Students have only 8 years to use the program after joining. Students who delay or take longer to finish may lose the added money.
From the analysis of the bill text, linked under Primary records below.
Where it stands
3 cosponsors: 2 Republicans, 1 Democrats.
- Aug 13, 2026 — Introduced · Congress.gov: “Introduced in House”
- Aug 13, 2026 — Referred to House Committee on Education and Workforce · Congress.gov: “Referred to the House Committee on Education and Workforce”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- grants — Money the government gives to states and nonprofits to run programs.
- nonprofits — Groups that work to help people but do not make money for owners.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (17,550 characters) on Aug 21, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
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