Health plans must report how often they say no to claims.
H.R. 10024 — Health Insurance Transparency for Patients Act · Filed by Ashley Hinson (R-IA) · 2 cosponsors · Introduced Aug 3, 2026 · Referred to committee
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What it does
Health plans and Medicare Advantage plans must publish data each year. The data shows claim denials and approvals. It lists the type of claim, reason for no, and whether AI or a person said no. It also shows how long decisions took. Plans must report when patients appeal and win.
Who it affects
Patients can see denial data to pick better plans. Health plans must collect and report this data. No new costs fall on patients.
One thing to notice
Plans must report whether AI made denial choices. Public reports of denial rates and appeal wins may push plans to say yes to more claims.
From the analysis of the bill text, linked under Primary records below.
Where it stands
2 cosponsors: 2 Republicans.
- Aug 3, 2026 — Introduced · Congress.gov: “Introduced in House”
- Aug 3, 2026 — Referred to House Committee on Ways and Means and House Committee on Energy and Commerce · Congress.gov: “Referred to the Committee on Energy and Commerce, and in addition to the Committee on Ways and Means, for a…”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- Medicare Advantage plans — private health plans that cover people on Medicare
- appeal — ask the plan to reconsider a denial
- AI — artificial intelligence; computer software that makes choices
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (6,906 characters) on Aug 5, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
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