H.R. 8840 scored 68/100 on Quorum's complexity scale. The score measures how hard the text makes it to see what the bill does.
H.R. 8840 · complexity 68/100
The bill carries a complexity score of 68/100 and a critical warning level. Transparency: 35%.
The bill contains 3 discrete riders. One example: Section 114 mandates conversion of all federal employee health plans to HSA deposits funded at silver-plan level—unrelated to private-sector HSA expansion and affects a distinct population.
The bill's financial beneficiaries include: HSA custodians and financial institutions managing HSA accounts, and 3 more groups.
The bill allows employers to satisfy affordability requirements under the ACA by contributing to HSAs rather than offering comprehensive coverage, potentially enabling employers to meet legal minimums while shifting deductibles and out-of-pocket costs to workers.
Who is behind it
Filed by Bruce Westerman.