H.R. 9345, Medicaid Eligibility Restriction via Asset Test. Quorum's AI analysis reads it as a net cost — and names who bears it.
H.R. 9345 · Net cost
What it does
This bill requires states to impose an asset test on Medicaid expansion enrollees starting in 2029, disqualifying individuals whose resources exceed $10,000 (or $20,000 if married). The threshold rises every four years with inflation. States retain flexibility to set lower limits or exclude certain assets, and the bill explicitly protects federal matching funds for states that implement these tests.
The analysis names state governments (reduced Medicaid expenditures) — and 2 more groups — among the beneficiaries.
The cost
The $10,000 asset threshold is substantially lower than SSI limits (~$2,000 for individuals) but will disqualify working poor with modest savings, used vehicles, or small home equity. States may exclude certain assets, but the bill does not mandate such exclusions, creating a patchwork of coverage loss.
The analysis put a high warning level on this bill. Transparency scores 35%, and the analysis found no provisions unrelated to the bill's subject.
Who is behind it
Filed by Michael Cloud.