H.R. 1181, the Protecting Privacy in Purchases Act, passed the House on July 14, 2026.
H.R. 1181 — Protecting Privacy in Purchases Act
What it does
This bill prohibits payment card networks (Visa, Mastercard, etc.) and banks from assigning special merchant category codes that single out firearms retailers. It prevents these financial intermediaries from tracking or flagging gun sales separately from other retail transactions, and gives the Attorney General power to investigate complaints and enforce the rule through federal court injunctions.
Quorum's transparency scan gave Protecting Privacy in Purchases Act a high transparency warning.
What happens next
H.R. 1181 passed the House. It now moves to the other chamber.
Who is behind it
Filed by Riley Moore. Cosponsored by Aaron Bean, Abraham Hamadeh, Addison McDowell and Adrian Smith.
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