H.R. 9644, the Medicare Advantage MLR Transparency Act, advanced out of committee on July 15, 2026.
H.R. 9644 — Medicare Advantage MLR Transparency Act
What it does
This bill requires Medicare Advantage insurance plans to publicly disclose detailed financial information starting in 2029, including total revenue, what percentage goes to actual medical claims versus overhead costs, and the gap between what they collect and what they spend on care. The goal is to let seniors and the public see how much insurers keep for profit and administration versus how much actually goes to patient care.
Quorum's transparency scan gave Medicare Advantage MLR Transparency Act a moderate transparency flag.
What happens next
H.R. 9644 advanced out of committee. Next stop: a floor vote.
Who is behind it
Filed by Nathaniel Moran.
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