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Bill intelligence

H.R. 2978, the GUARD Act, passed the House on September 15, 2026.

H.R. 2978 — GUARD Act

Privacy & Civil Liberties

What it does

This bill allows state, local, and tribal law enforcement agencies that receive certain federal grant funds to redirect those funds toward investigating elder financial fraud, pig butchering scams, and general financial fraud. It also clarifies that federal law enforcement can assist local agencies in using blockchain tracing tools. The bill requires participating agencies to report on their spending and results, and mandates federal agencies to produce reports on the scope and enforcement of financial fraud in the U.S.

Quorum's transparency scan found no buried provisions in GUARD Act.

What happens next

H.R. 2978 passed the House. It now moves to the other chamber.

Who is behind it

Filed by Zachary (Zach) Nunn. Cosponsored by Adam Smith, Andy Barr, Angie Craig and Ashley Hinson.

Correlative observation from public records — not evidence of coordination or wrongdoing, and not financial advice.
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SOURCE: CONGRESS.GOV BILL TEXT · QUORUM BILL TRANSPARENCY ANALYSIS

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