H.R. 6644, the 21st Century ROAD to Housing Act, was signed by the President on July 11, 2026.
H.R. 6644 — 21st Century ROAD to Housing Act
What it does
This bill attempts to increase the U.S. housing supply by reforming zoning guidelines, streamlining federal environmental reviews, raising FHA multifamily loan limits, and modernizing rural and affordable housing programs. It benefits a wide range of actors including developers, local governments, and low-to-moderate income renters and homebuyers, though expanded income eligibility thresholds may also benefit middle-income households and larger developers. The legislation is broadly bipartisan and addresses genuine housing shortage concerns, but its complexity and scope create opportunities for provisions that may shift resources away from the lowest-income households.
Quorum's transparency scan gave 21st Century ROAD to Housing Act a moderate transparency flag — and flagged a rider.
What happens next
H.R. 6644 was signed by the President. It is now law.
Who is behind it
Filed by J. Hill. Cosponsored by Al Green, Andrew Garbarino, Ayanna Pressley and Brad Sherman.