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Bill intelligence

S. 3798, the Safe Access to Cash Act of 2026, passed the Senate on September 30, 2026.

S. 3798 — Safe Access to Cash Act of 2026

Justice & Criminal Law

What it does

This bill creates new federal criminal offenses specifically for ATM robbery, tampering, and related crimes. It establishes penalties ranging from 1 year to life imprisonment depending on the severity—robbery of ATM users or servicers faces up to 20 years; theft of $1,000+ from an ATM faces up to 10 years; assault during ATM crimes faces up to 25 years; and killing during an ATM crime faces up to 30 years or life. The law applies to all ATMs connected to financial networks, whether located inside or outside a bank building.

Quorum's transparency scan found no buried provisions in Safe Access to Cash Act of 2026.

What happens next

S. 3798 passed the Senate. It now moves to the other chamber.

Who is behind it

Filed by Ted Cruz. Cosponsored by Marsha Blackburn and Ruben Gallego.

Correlative observation from public records — not evidence of coordination or wrongdoing, and not financial advice.
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SOURCE: CONGRESS.GOV BILL TEXT · QUORUM BILL TRANSPARENCY ANALYSIS

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