Banks get new ways to challenge government rule-makers and appeal to court.
S. 5335 — Fair Audits and Inspections for Regulators' Exams Act · Filed by Jerry Moran (R-KS) · 2 cosponsors · Introduced Aug 6, 2026 · Referred to committee
Your members of Congress
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What it does
The bill sets time limits for bank exams. Banks must finish exams in 270 days. Final reports must come in 90 days. It creates a new board to review disputes between banks and rule-makers. Banks can ask rule-makers for written guidance that both sides must follow. Banks can appeal to the new board or to court.
Who it affects
Banks and credit unions gain new rights to challenge rule-makers. Government agencies must follow new time limits and rules. Rule-makers may face more court cases and appeals.
One thing to notice
The bill gives banks new power to appeal to court and get binding written guidance. This could slow down how rule-makers enforce rules.
From the analysis of the bill text, linked under Primary records below.
Where it stands
2 cosponsors: 2 Republicans.
- Aug 6, 2026 — Introduced · Congress.gov: “Introduced in Senate”
- Aug 6, 2026 — Referred to Senate Committee on Banking, Housing, and Urban Affairs · Congress.gov: “Read twice and referred to the Committee on Banking, Housing, and Urban Affairs”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- appeal — Ask a higher authority to review a decision made by a lower authority.
- binding — Both sides must follow it; it is not optional.
- board — A group of people chosen to make decisions or review cases.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (34,106 characters) on Aug 19, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,206 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-17.
“Banks get new ways to challenge government rule-makers and appeal to court.” QuorumCivic. https://share.quorumcivic.app/bill/119/s5335/simple Report an error