QuorumCivic. Hidden in plain sight Get the app
Bill intelligence

Congress moves to criminalize AI voice cloning scams, require upfront disclosure

S. 3495 — Artificial Intelligence Scam Prevention Act · Filed by Amy Klobuchar (D-MN) · 1 cosponsor · Introduced Dec 16, 2025 · Referred to committee

75%
Transparency
Typical bill: 82%
15/100
Hidden-provision risk
Typical bill: 15/100
Consumer Fraud Prevention & AI Disclosure

Your members of Congress

Enter a ZIP to see where your representative and both senators stood on this bill.

Looked up on this device — your ZIP is never stored on our servers.

What it does

This bill makes it illegal to use AI to impersonate people, businesses, or government officials in scams, and requires anyone using AI to sound human in telemarketing calls or texts to disclose that fact upfront. It also expands FTC and FCC authority to crack down on AI-enabled fraud, creates an advisory group to develop anti-scam training materials for retailers and financial services, and requires agencies to report annually on AI scams and robocalls.

Why we flagged it

The bill's core function is to criminalize AI-enabled impersonation scams and require disclosure of AI use in telemarketing. It is straightforward consumer protection legislation with no hidden riders or misdirection.

What the text implies

  • The disclosure requirement for AI-generated voices in telemarketing may create compliance costs for legitimate businesses using AI customer service, potentially raising prices for consumers or reducing AI adoption in customer support.
  • The bill's definition of 'artificial or prerecorded voice' is broad and may inadvertently capture legitimate uses of voice synthesis (e.g., accessibility tools, automated customer service) if enforcement is aggressive.

The full analysis lists 4 implications of this text.

Who stands to gain

telecommunications companies (compliance/filtering technology); cybersecurity and fraud-detection vendors; financial services and wire-transfer companies (reduced fraud losses)

Correlative observation from public records — not evidence of coordination or wrongdoing, and not financial advice.
This page is the record as of today. The app tells you when it changes.
Quorum analysis of the full bill text · 119th Congress · public record