Insurance must now cover year-long contraceptive supplies at no extra cost
S. 1239 — Convenient Contraception Act · Filed by John Fetterman (D-PA) · 16 cosponsors · Introduced Apr 1, 2025 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
This bill requires health insurance plans to allow people to get up to a 365-day supply of contraceptives in a single fill or refill, with no out-of-pocket costs. It applies to group health plans and both group and individual insurance coverage, effective January 1, 2026, and requires federal agencies to inform insurers and enrollees of the new requirement.
Why we flagged it
The bill's sole operative mechanism is a mandate requiring insurers to permit longer-supply contraceptive fills at no additional cost-sharing. It is a straightforward consumer-protection and access measure with no hidden riders or narrow beneficiaries.
What the text implies
- May reduce pharmacy workflow burden and inventory pressure by consolidating multiple fills into fewer transactions, potentially lowering dispensing costs for pharmacies over time.
- Could increase upfront contraceptive inventory costs for insurers and pharmacy benefit managers, though spread across a year and offset by reduced administrative processing.
- May improve contraceptive adherence and continuation rates by reducing access friction, with downstream public-health benefits (lower unintended pregnancy rates, improved maternal health outcomes).
- Applies uniformly to all insurance types (group, individual) and all covered contraceptives, creating no carve-outs or disparate coverage by plan tier or income level.
Section numbers refer to the bill text the analysis read — linked under Primary records below.
Who it affects
Ordinary people with insurance gain expanded access to contraceptives with reduced out-of-pocket burden and fewer pharmacy visits, lowering both direct costs and time/convenience barriers to contraceptive use. The requirement applies uniformly across all covered individuals regardless of income or plan type.
Named in the bill
Department of Health and Human Services, Department of Labor, Department of the Treasury, Health insurance issuers, Group health plans, Pharmacy benefit managers
Where it stands
16 cosponsors: 16 Democrats.
- Apr 1, 2025 — Introduced · Congress.gov: “Introduced in Senate”
- Apr 1, 2025 — Referred to Senate Committee on Health, Education, Labor, and Pensions · Congress.gov: “Read twice and referred to the Committee on Health, Education, Labor, and Pensions”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Money around this bill
2 lobbying clients named this bill on 4 disclosure filings across 2 quarters, Dec 2025 to Jun 2026. Those filings disclosed $53,451 in lobbying spend. A filing names 72 bills on average, so that figure is what each filing reported, not a share belonging to this bill.
More lobbying clients named this bill than 41% of bills with at least one filing.
John Fetterman, the sponsor, reported $40,875 in PAC receipts in the 2026 cycle.
- Power to Decide — $33,451 on 2 filings
- National Council of Jewish Women — $20,000 on 2 filings
Lobbying Disclosure Act filings through Jul 20, 2026. A filing shows who paid to lobby on a bill it names, not what changed.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (1,702 characters) on Aug 12, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Dec 2025 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.
As of — lobbying records through Jul 20, 2026 · page rendered 2026-10-20.
“Insurance must now cover year-long contraceptive supplies at no extra cost” QuorumCivic. https://share.quorumcivic.app/bill/119/s1239 Report an error
The week in bills
One email, Sunday: what Congress passed, what it changed, and who paid.
One link arrives to confirm the address. It is used for this email and nothing else, and every issue carries an unsubscribe link.