Congress mandates tenant protections for federally financed mobile home parks
S. 1194 — Manufactured Housing Tenant’s Bill of Rights Act of 2025 · Filed by Jeanne Shaheen (D-NH) · 3 cosponsors · Introduced Mar 27, 2025 · Referred to committee
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What it does
This bill requires manufactured home park owners who receive federally backed loans to include minimum tenant protections in lease agreements—such as 60-day notice before rent increases, 1-year renewable leases, a 5-day grace period for rent payments, and the right to sell homes in place without relocation. Owners who violate these protections face penalties including loss of future federal financing and payments to tenants of 6 months' rent or more. The bill also establishes a commission to develop stronger protections that could qualify for discounted loan rates.
Why we flagged it
The bill's core mechanism is a conditional lending requirement: federally backed loans to manufactured home park owners are made contingent on adoption of minimum tenant protections. This is a regulatory carrot-and-stick approach, not a subsidy or deregulation.
What the text implies
- Owners may respond by raising rents immediately before the 180-day implementation window closes, front-loading increases to avoid the new notice and justification requirements.
- The bill does not cap rent increases, only require notice and justification—owners can still raise rents substantially if they document a business reason.
The full analysis lists 5 implications of this text.
Who stands to gain
Manufactured home park operators (via lower-cost federal financing if they adopt protections); Fannie Mae and Freddie Mac (via pricing incentive products); HUD and FHFA (via regulatory authority and compliance oversight)