Medicare expands chiropractic coverage, delegates standards to states
S. 106 — Chiropractic Medicare Coverage Modernization Act of 2025 · Filed by Kevin Cramer (R-ND) · 15 cosponsors · Introduced Jan 16, 2025 · Referred to committee
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What it does
This bill expands Medicare coverage for chiropractic services beyond the current narrow restriction (spine manipulation only) to include all services that a chiropractor is legally licensed to perform under state law. It removes the requirement that chiropractors meet federal 'uniform minimum standards' and instead ties coverage to state licensure. Chiropractors who complete a one-time educational webinar or continue providing spine manipulation can bill Medicare for a broader range of services.
Why we flagged it
The bill's core mechanism is a straightforward expansion of Medicare's definition of covered chiropractic services from spine manipulation only to all state-licensed chiropractic functions. This is a coverage-broadening amendment, not a deregulation or carve-out.
What the text implies
- State licensure standards for chiropractors vary significantly; some states have minimal educational or scope-of-practice requirements, creating potential for Medicare to cover services with limited evidence base in some jurisdictions.
- The 'educational webinar' requirement is a one-time, low-barrier compliance mechanism with no ongoing competency verification, unlike requirements for other Medicare providers.
- Removal of federal 'uniform minimum standards' delegates quality control entirely to state regulators, fragmenting Medicare's coverage standards across 50 different regulatory regimes.
- The bill does not establish payment rates, utilization limits, or medical necessity standards for newly-covered services, potentially opening the door to unlimited billing for services not yet studied in Medicare populations.
- Expansion may incentivize chiropractors to bill for services beyond spine manipulation, increasing total Medicare spending without corresponding evidence of cost-effectiveness for those expanded services.
Section numbers refer to the bill text the analysis read — linked under Primary records below.
Who it affects
Beneficiaries gain access to a broader range of chiropractic services that may improve care options and outcomes; however, the bill ties coverage to state licensure standards that vary widely, creating inconsistent protections and potential for overutilization. The expansion also increases Medicare spending without clear cost controls or evidence that all newly-covered services are cost-effective.
Who stands to gain
- chiropractors and chiropractic clinics
- chiropractic professional associations
Named in the bill
Medicare, Social Security Act, Section 1861(r)(5), Section 1833, Department of Veterans Affairs, Department of Defense, Federal Employee Health Benefits Program, state licensing boards
Where it stands
15 cosponsors: 8 Democrats, 7 Republicans.
- Jan 16, 2025 — Introduced · Congress.gov: “Introduced in Senate”
- Jan 16, 2025 — Referred to Senate Committee on Finance · Congress.gov: “Read twice and referred to the Committee on Finance”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Money around this bill
7 lobbying clients named this bill on 12 disclosure filings across 3 quarters, Sep 2025 to Jun 2026. Those filings disclosed $1,682,381 in lobbying spend. A filing names 16 bills on average, so that figure is what each filing reported, not a share belonging to this bill.
More lobbying clients named this bill than 86% of bills with at least one filing.
Kevin Cramer, the sponsor, reported $204,312 in PAC receipts in the 2026 cycle.
- United Steel Paper & Forestry Rubber Manufacturing Energy — $520,000 on 1 filing
- American College of Surgeons — $440,000 on 2 filings
- American Academy of Otolaryngology-head and Neck Surgery — $286,331 on 1 filing
- Society for Vascular Surgery — $170,000 on 2 filings
- American Chiropractic Association — $126,050 on 2 filings
Lobbying Disclosure Act filings through Jul 20, 2026. A filing shows who paid to lobby on a bill it names, not what changed.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (3,379 characters) on Jun 3, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Sep 2025 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.
As of — lobbying records through Jul 20, 2026 · page rendered 2026-10-20.
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