House fast-tracks votes to kill bank merger and pollution rules
H.Res. 426 — Providing for consideration of the joint resolution (S.J. Res. 13) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Office of the Comptroller of the Currency of the Department of the Treasury relating to the review of applications under the Bank Merger Act; providing for consideration of the joint resolution (S.J. Res. 31) providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Environmental Protection Agency relating to "Review of Final Rule Reclassification of Major Sources as Area Sources Under Section 112 of the Clean Air Act"; and waiving a requirement of clause 6(a) of rule XIII with respect to consideration of certain resolutions reported from the Committee on Rules. · Filed by Nicholas Langworthy (R-NY) · Introduced May 19, 2025 · Passed chamber
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What it does
This is a procedural resolution that allows the House to vote on two Congressional Review Act (CRA) disapproval resolutions: one to block the Treasury's new bank merger review rule, and one to block the EPA's reclassification of major pollution sources as area sources. It sets debate time and waives procedural objections to speed consideration. The resolution itself does not enact policy—it merely schedules votes on the two disapprovals.
Why we flagged it
H.RES.426 is a House rule governing floor consideration of two CRA disapprovals. It contains no substantive policy—only debate time, waiver of points of order, and a procedural waiver for reconciliation-related resolutions. Its only function is to enable votes on the two underlying joint resolutions.
What the text implies
- The waiver of clause 6(a) of rule XIII extends through May 23, 2025, and applies to any reconciliation-related resolution reported by the Committee on Rules—this may enable fast-track consideration of other measures beyond the two CRA disapprovals named in the title.
- S.J. Res. 13 and S.J. Res. 31 are Senate-passed measures; this resolution allows the House to vote on them without amendment, limiting the House's ability to modify the disapprovals.
- CRA disapprovals are binary: if either passes both chambers and is signed (or becomes law without signature), the entire rule is nullified with no partial modification possible.
Section numbers refer to the bill text the analysis read — linked under Primary records below.
Who it affects
This resolution is procedural and does not itself enact policy. Its civic effect depends entirely on whether the two underlying disapproval resolutions pass and what those rules actually do. Bank merger scrutiny may protect consumers from market concentration; EPA source reclassification affects air-quality enforcement. Without knowing the substance of the rules being disapproved, the net citizen impact cannot be determined from this text alone.
Who stands to gain
- commercial banks (if S.J. Res. 13 passes, reducing merger scrutiny)
- industrial polluters (if S.J. Res. 31 passes, reducing EPA source classification and enforcement)
Named in the bill
Office of the Comptroller of the Currency (OCC), Environmental Protection Agency (EPA), Department of the Treasury, Bank Merger Act, Clean Air Act Section 112, Congressional Review Act (Chapter 8, Title 5, U.S.C.), Committee on Financial Services, Committee on Energy and Commerce, Committee on Rules
Where it stands
- May 19, 2025 — Reported out of committee · Congress.gov: “Placed on the House Calendar, Calendar No. 28”
- May 20, 2025 — Passed the House · Congress.gov: “On agreeing to the resolution Agreed to by recorded vote: 210 - 208 (Roll no. 135)”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (4,198 characters) on Apr 4, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-10-20.
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