Military spouses can use the same mortgage tax breaks as veterans.
H.R. 9861 — Veteran’s Surviving Spouse Parity Act of 2026 · Filed by Gwen Moore (D-WI) · 1 cosponsor · Introduced Jul 22, 2026 · Referred to committee
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What it does
This bill lets certain spouses and surviving spouses of military veterans use a federal tax break. The break applies to mortgages. It lets them own a home for three years without paying certain taxes. The change applies to bonds and certificates issued after December 31, 2026. Treasury and the VA must write rules to explain who qualifies.
Who it affects
Military spouses and surviving spouses gain access to a mortgage tax break. This lowers the cost of borrowing money to buy a home.
One thing to notice
The bill does not say exactly who counts as a spouse. It uses the rules already in VA law. Until Treasury and the VA write rules, companies that issue mortgages may not know who qualifies.
From the analysis of the bill text, linked under Primary records below.
Where it stands
1 cosponsor: 1 Republicans.
- Jul 22, 2026 — Introduced · Congress.gov: “Introduced in House”
- Jul 22, 2026 — Referred to House Committee on Ways and Means · Congress.gov: “Referred to the House Committee on Ways and Means”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- VA — The Department of Veterans Affairs, the government office that helps military veterans.
- Treasury — The government office that handles money and taxes.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (1,440 characters) on Aug 12, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
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