Health insurance plans must report how often they deny claims.
H.R. 9754 — Health Claim Denial Transparency Act · Filed by Lucy McBath (D-GA) · Introduced Jul 16, 2026 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
The bill requires health insurance plans to report denial data each year. They must tell the Department of Labor how many claims they got, approved, and denied. They must explain why they denied claims and report appeal results. They must also report if they used artificial intelligence to make denial decisions. Small plans with fewer than 100 people get some relief from reporting. But they must still report the main denial numbers.
Who it affects
Workers and patients can see how often their health plans deny claims and why. They can use this data to challenge denials and compare plans. Health insurance companies must spend money to collect and report this data.
One thing to notice
The bill requires plans to report if they used artificial intelligence to deny claims. Plans must break down their reasons for denial by category.
From the analysis of the bill text, linked under Primary records below.
Where it stands
- Jul 16, 2026 — Introduced · Congress.gov: “Introduced in House”
- Jul 16, 2026 — Referred to House Committee on Education and Workforce · Congress.gov: “Referred to the House Committee on Education and Workforce”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- claim — A request to an insurance company to pay for health care.
- deny — To say no to a request for payment.
- appeal — A request to review a denial and ask the company to change its mind.
- artificial intelligence — A computer system that learns from data to make decisions without a person typing each one.
- Department of Labor — The federal agency that oversees worker and employee benefits.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (4,354 characters) on Aug 9, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
“Health insurance plans must report how often they deny claims.” QuorumCivic. https://share.quorumcivic.app/bill/119/hr9754/simple Report an error