Labor Department can fine health plans that delay appeals.
H.R. 9751 — Consumer Appeal Rights Enforcement Act · Filed by Summer Lee (D-PA) · 2 cosponsors · Introduced Jul 16, 2026 · Referred to committee
Your members of Congress
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What it does
The bill lets the Department of Labor fine health plans and insurance companies. They face fines if they break appeal rules or hide information. Fines start at $1,000 per day for single violations. Plans that do not fix problems within 30 to 90 days face triple fines.
Who it affects
People with health plans gain the right to fast claim decisions and required facts. Health plans, insurers, and claims administrators must follow appeal rules or pay fines.
One thing to notice
Before this bill, people had to sue on their own to fight slow appeals. Now the government can fine plans directly, which makes breaking the rules costly.
From the analysis of the bill text, linked under Primary records below.
Where it stands
2 cosponsors: 2 Democrats.
- Jul 16, 2026 — Introduced · Congress.gov: “Introduced in House”
- Jul 16, 2026 — Referred to House Committee on Education and Workforce · Congress.gov: “Referred to the House Committee on Education and Workforce”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- appeal — A request to review a health plan's decision to deny a claim.
- claims — Requests for health plans to pay for medical care or services.
- insurers — Companies that sell health insurance and pay for medical care.
- administrators — Companies that handle claims and appeals for health plans.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (7,228 characters) on Jul 25, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
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