Married workers can both save in health accounts
H.R. 9518 — Health Savings for Families Act of 2026 · Filed by Darin LaHood (R-IL) · Introduced Jun 29, 2026 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
This bill lets one spouse open a Health Savings Account. The other spouse can have a spending account for health costs. Right now, the law blocks this. The new rule starts for plans after December 31, 2026.
Who it affects
Families where both people work gain the ability to use both accounts. One rule that blocked this is removed.
One thing to notice
Families must track which spouse's bills each account pays for.
From the analysis of the bill text, linked under Primary records below.
Where it stands
- Jun 29, 2026 — Introduced · Congress.gov: “Introduced in House”
- Jun 29, 2026 — Referred to House Committee on Ways and Means · Congress.gov: “Referred to the House Committee on Ways and Means”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- Health Savings Account — A savings account for health costs that lets people save money before taxes.
- spending account — An account that lets workers set aside pre-tax money to pay for health costs.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (1,010 characters) on Jul 5, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
“Married workers can both save in health accounts” QuorumCivic. https://share.quorumcivic.app/bill/119/hr9518/simple Report an error