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Disabled savers get $50K more in ABLE accounts, with automatic inflation protection

H.R. 9384 — Stephen Wira ABLE Act · Filed by Debbie Dingell (D-MI) · 1 cosponsor · Introduced Jun 22, 2026 · Referred to committee

95%
Transparency
Typical bill: 85%
5/100
Hidden-provision risk
Typical bill: 15/100
Disability Benefit Expansion

Your members of Congress

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What it does

This bill raises the asset limit for ABLE accounts (tax-advantaged savings accounts for disabled people) from $100,000 to $150,000 starting in 2026, and then automatically adjusts that limit each year for inflation using the Consumer Price Index. It requires the Social Security Commissioner to publish the adjusted amounts in the Federal Register by November 1 each year. Disabled people and their families benefit by being able to save more money without losing Supplemental Security Income (SSI) benefits.

Why we flagged it

The bill's sole operative mechanism is raising and indexing the asset exclusion limit for disabled SSI beneficiaries, a straightforward expansion of financial security for people with disabilities.

What the text implies

  • Automatic inflation adjustment removes need for future legislative action to maintain real purchasing power, reducing political friction around benefit adequacy.
  • The November 1 publication deadline gives SSI beneficiaries and their representatives advance notice before the calendar year begins, improving planning certainty.

Section numbers refer to the bill text the analysis read — linked under Primary records below.

Who it affects

Disabled people and their families gain the ability to save more money ($150,000 instead of $100,000) without losing SSI benefits, and automatic inflation adjustments preserve that purchasing power over time. This directly improves financial security and independence for a vulnerable population.

Named in the bill

Social Security Administration, Commissioner of Social Security, ABLE account holders, Supplemental Security Income (SSI) program, Consumer Price Index for All Urban Consumers

Where it stands

1 cosponsor: 1 Democrats.

  • Jun 22, 2026 — Introduced · Congress.gov: “Introduced in House”
  • Jun 22, 2026 — Referred to House Committee on Ways and Means · Congress.gov: “Referred to the House Committee on Ways and Means”

Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.

Money around this bill

1 lobbying clients named this bill on 1 disclosure filings across 1 quarter, Jun 2026 to Jun 2026. Those filings disclosed $30,000 in lobbying spend. A filing names 15 bills on average, so that figure is what each filing reported, not a share belonging to this bill.

More lobbying clients named this bill than 0% of bills with at least one filing.

Debbie Dingell, the sponsor, reported $747,585 in PAC receipts in the 2026 cycle.

  • Ascensus, Inc. — $30,000 on 1 filing

Lobbying Disclosure Act filings through Jul 18, 2026. A filing shows who paid to lobby on a bill it names, not what changed.

How this was measured

Analysis — Quorum's AI read the bill text published by Congress.gov (1,357 characters) on Oct 3, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.

Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.

Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Jun 2026 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.

As of — lobbying records through Jul 18, 2026 · page rendered 2026-10-20.

“Disabled savers get $50K more in ABLE accounts, with automatic inflation protection” QuorumCivic. https://share.quorumcivic.app/bill/119/hr9384 Report an error

Correlative observation from public records — not evidence of coordination or wrongdoing, and not financial advice.
This page is the record as of today. The app tells you when it changes.
Quorum analysis of the full bill text · 119th Congress · public record

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