QuorumCivic. Hidden in plain sight Get the app
Bill intelligence

Congress tightens rules on who can charge veterans for benefits help

H.R. 9105 — SAFEGUARD Veterans Act of 2026 · Filed by Chris Pappas (D-NH) · 16 cosponsors · Introduced Jun 2, 2026 · Referred to committee

82%
Transparency
Typical bill: 85%
8/100
Hidden-provision risk
Typical bill: 15/100
1
Unrelated riders
No connection to the stated subject
Veteran Protection and Anti-Fraud Measure

Your members of Congress

Enter a ZIP to see where your representative and both senators stood on this bill.

Looked up on this device — your ZIP is never stored on our servers.

What it does

This bill reinstates and strengthens criminal penalties for people who charge veterans unauthorized fees to help with VA benefits claims. It requires the VA to maintain an online searchable list of accredited representatives, adds warnings on VA websites about predatory fee-charging, and bars unaccredited people from assisting veterans unless supervised by an accredited agent or attorney. It also restricts automated telephone calls to federal agencies.

Why we flagged it

The bill's core mechanism is criminal enforcement against unauthorized fee-charging and mandatory transparency (accreditation lists, warnings) to protect veterans from predatory representatives. It is straightforward consumer/beneficiary protection legislation.

  • Section 7 amends the Communications Act to restrict automated telephone equipment calling federal departments/agencies. Substantively unrelated to VA benefits fraud or veteran representation.

What the text implies

  • The bill preempts state law on agent/attorney recognition (Section 2(c)), creating a uniform federal standard. States lose authority to regulate VA claim representatives under their own licensing regimes.
  • Section 6 requires the VA to build and maintain a 99.9% uptime accreditation system with integrated complaint filing. This is a significant IT/administrative burden and cost not explicitly appropriated.
  • The definition of 'preparation, presentation, or prosecution' excludes medical opinions and expert reports but is otherwise broad; the 90-day rulemaking (Section 2(b)) will define the boundary, creating regulatory uncertainty for borderline service providers.
  • Section 5 requires VA claim forms to ask whether claimants were charged for assistance and to name the person. This creates a reporting mechanism but does not itself enforce penalties; effectiveness depends on VA follow-up.

Section numbers refer to the bill text the analysis read — linked under Primary records below.

Who it affects

Veterans gain concrete protections: criminal penalties deter unauthorized fee-charging, mandatory warnings reduce vulnerability to predatory practices, and a searchable accreditation list lets veterans identify legitimate representatives. The bill imposes costs only on bad actors (unaccredited fee-chargers), not on veterans or legitimate service providers.

Named in the bill

Department of Veterans Affairs, Secretary of Veterans Affairs, Veterans service organizations, Accredited agents and attorneys, Federal Communications Commission (implied by Communications Act amendment), Congress (Committee on Veterans' Affairs)

Where it stands

16 cosponsors: 13 Democrats, 3 Republicans.

  • Jun 2, 2026 — Introduced · Congress.gov: “Introduced in House”
  • Jun 2, 2026 — Referred to House Committee on Energy and Commerce and House Committee on Veterans' Affairs · Congress.gov: “Referred to the Committee on Veterans' Affairs, and in addition to the Committee on Energy and Commerce, for…”

Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.

Money around this bill

1 lobbying clients named this bill on 1 disclosure filings across 1 quarter, Jun 2026 to Jun 2026. Those filings disclosed $630,000 in lobbying spend. A filing names 5 bills on average, so that figure is what each filing reported, not a share belonging to this bill.

More lobbying clients named this bill than 0% of bills with at least one filing.

Chris Pappas, the sponsor, reported $1,125,432 in PAC receipts in the 2026 cycle.

  • Veterans Guardian Va Claim Consulting LLC — $630,000 on 1 filing

Lobbying Disclosure Act filings through Jul 17, 2026. A filing shows who paid to lobby on a bill it names, not what changed.

How this was measured

Analysis — Quorum's AI read the bill text published by Congress.gov (10,641 characters) on Sep 27, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.

Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.

Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Jun 2026 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.

As of — lobbying records through Jul 17, 2026 · page rendered 2026-10-20.

“Congress tightens rules on who can charge veterans for benefits help” QuorumCivic. https://share.quorumcivic.app/bill/119/hr9105 Report an error

Correlative observation from public records — not evidence of coordination or wrongdoing, and not financial advice.
This page is the record as of today. The app tells you when it changes.
Quorum analysis of the full bill text · 119th Congress · public record

The week in bills

One email, Sunday: what Congress passed, what it changed, and who paid.

One link arrives to confirm the address. It is used for this email and nothing else, and every issue carries an unsubscribe link.