Congress expands VA life insurance, opens TSGLI to Space Force
H.R. 6813 — VA Insurance Improvement Act · Filed by Chris Pappas (D-NH) · 1 cosponsor · Introduced Dec 17, 2025 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
This bill makes three technical changes to VA insurance programs: (1) expands eligibility for VA life insurance by removing the 'service-disabled' requirement and raising the age limit to 81, allowing more veterans to enroll; (2) creates a mechanism for the VA to reimburse its General Operating Expenses and IT Systems accounts from the Veterans Insurance fund for administrative costs of mortgage life insurance; and (3) adds Space Force members to eligibility for Traumatic Servicemembers' Group Life Insurance (TSGLI).
Why we flagged it
The bill's operative mechanism is to broaden eligibility for VA life insurance programs and extend TSGLI to Space Force members—straightforward benefit expansion for the veteran population.
What the text implies
- Removal of 'service-disabled' requirement may increase enrollment in 1922B program, potentially raising claims payouts and administrative burden on the VA insurance fund over time.
- Reimbursement mechanism (Section 3) establishes a precedent for internal VA budget transfers from insurance accounts to operating expenses; future administrations could expand this practice.
The full analysis lists 3 implications of this text.
Who stands to gain
veterans (expanded insurance access); Space Force members (TSGLI eligibility)