Military families gain IVF coverage under TRICARE starting 2027
H.R. 6797 — Bipartisan IVF for Military Families Act · Filed by Sara Jacobs (D-CA) · 26 cosponsors · Introduced Dec 17, 2025 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
This bill amends the military health insurance program (TRICARE) to cover fertility treatments, including in vitro fertilization (IVF), for active-duty service members and their dependents. It allows up to three egg retrievals per year, requires single-embryo transfers unless medically indicated, applies standard cost-sharing rules, and prohibits funding for genetic screening, cloning, international surrogacy, and artificial wombs. The bill takes effect October 1, 2027.
Why we flagged it
The bill's sole operative mechanism is to add fertility treatment coverage to TRICARE, the military health insurance program. It is a straightforward expansion of benefits for a defined population (active-duty service members and dependents), with clear scope limitations and implementation guardrails.
What the text implies
- The October 1, 2027 effective date creates a two-year implementation window; DoD must establish clinical protocols, provider networks, and coordination infrastructure before coverage begins.
- The bill does not extend coverage to retirees or their dependents, limiting the benefit to active-duty populations; retirees use TRICARE for Life or other plans and remain excluded.
- Fertility-treatment coordination program (section 1110c) requires DoD to train civilian providers on military-specific needs, potentially expanding DoD's role in civilian reproductive health infrastructure.
- The definition of 'fertility treatment' includes a catch-all clause ('such other information, referrals, treatments, procedures...as determined appropriate by the Secretary'), giving DoD discretion to expand covered services without further legislation.
- Single-embryo-transfer requirement aligns with American Society for Reproductive Medicine guidelines but may reduce success rates per cycle compared to multi-embryo transfer, potentially increasing total treatment cycles and costs.
Section numbers refer to the bill text the analysis read — linked under Primary records below.
Who it affects
Active-duty service members and their dependents gain access to fertility treatments (IVF, egg/sperm retrieval, preservation, artificial insemination) under their existing military health insurance at standard cost-sharing rates, removing a significant barrier to family planning for a population with unique employment constraints. The bill imposes no new costs on non-military citizens and does not restrict existing rights or protections.
Who stands to gain
- fertility clinics and reproductive medicine providers (increased patient volume from military popula
- pharmaceutical companies (fertility medications prescribed under expanded coverage)
- medical device manufacturers (egg retrieval, sperm retrieval, embryo preservation equipment)
Named in the bill
Department of Defense, TRICARE (military health insurance program), Secretary of Defense, American Society for Reproductive Medicine, Active-duty service members, Military dependents, Community health care providers
Where it stands
26 cosponsors: 14 Republicans, 12 Democrats.
- Dec 17, 2025 — Introduced · Congress.gov: “Introduced in House”
- Dec 17, 2025 — Referred to House Committee on Armed Services · Congress.gov: “Referred to the House Committee on Armed Services”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Money around this bill
6 lobbying clients named this bill on 7 disclosure filings across 3 quarters, Dec 2025 to Jun 2026. Those filings disclosed $1,914,387 in lobbying spend. A filing names 16 bills on average, so that figure is what each filing reported, not a share belonging to this bill.
More lobbying clients named this bill than 82% of bills with at least one filing.
Sara Jacobs, the sponsor, reported $212,000 in PAC receipts in the 2026 cycle.
- Military Officers Association of America — $854,387 on 1 filing
- Emd Serono Inc — $700,000 on 1 filing
- Ferring Pharmaceuticals, Inc. — $250,000 on 1 filing
- Coopersurgical, Inc. — $50,000 on 1 filing
- American Society for Reproductive Medicine — $40,000 on 2 filings
Lobbying Disclosure Act filings through Jul 20, 2026. A filing shows who paid to lobby on a bill it names, not what changed.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (4,642 characters) on Jun 3, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Dec 2025 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.
As of — lobbying records through Jul 20, 2026 · page rendered 2026-10-20.
“Military families gain IVF coverage under TRICARE starting 2027” QuorumCivic. https://share.quorumcivic.app/bill/119/hr6797 Report an error
The week in bills
One email, Sunday: what Congress passed, what it changed, and who paid.
One link arrives to confirm the address. It is used for this email and nothing else, and every issue carries an unsubscribe link.