Congress funds tribal housing shortage with $150M annual grant program
H.R. 5824 — Tribal Affordable Housing Act · Filed by Melanie Stansbury (D-NM) · Introduced Oct 24, 2025 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
This bill creates a $150 million annual federal grant program administered by HUD to help Native American tribes and tribal housing entities build new homes or improve existing ones on tribal land. Eligible tribes are those that received less than $500,000 in prior HUD housing funding, targeting smaller, under-resourced tribal communities.
Why we flagged it
The bill's stated purpose and actual mechanism align: it establishes a straightforward competitive grant program for tribal affordable housing, with clear eligibility criteria and funding authorization.
What the text implies
- The $500,000 allocation threshold targets smaller tribes; larger, better-resourced tribes are excluded, which may widen disparities if larger tribes have greater capacity to leverage matching funds or private investment.
- The bill does not specify whether grants are one-time or renewable, creating uncertainty about long-term funding stability for tribal housing programs.
- HUD's discretion to define 'necessary feature' gives the agency significant power to shape what improvements qualify, potentially creating implementation inconsistency across tribes.
Who it affects
The bill directly funds affordable housing construction for Native American communities, addressing a documented shortage of safe, adequate housing on tribal lands. Beneficiaries are tribal members and smaller tribes historically underfunded by federal housing programs.
Who stands to gain
- Native American tribes and tribal housing entities
- construction contractors serving tribal communities
- housing development organizations working with tribes
Named in the bill
HUD (Department of Housing and Urban Development), Native American tribes, Tribally designated housing entities, Native American Housing Assistance and Self-Determination Act of 1996
Where it stands
- Oct 24, 2025 — Introduced · Congress.gov: “Introduced in House”
- Oct 24, 2025 — Referred to House Committee on Financial Services · Congress.gov: “Referred to the House Committee on Financial Services”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
How this was measured
Analysis — Quorum's AI read the full bill text on Jun 8, 2026; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-10-20.
“Congress funds tribal housing shortage with $150M annual grant program” QuorumCivic. https://share.quorumcivic.app/bill/119/hr5824 Report an error
The week in bills
One email, Sunday: what Congress passed, what it changed, and who paid.
One link arrives to confirm the address. It is used for this email and nothing else, and every issue carries an unsubscribe link.