Congress orders new crop insurance product—but doesn't fund it

What it does

This bill directs the Federal Crop Insurance Corporation to research and develop a new type of crop insurance policy that rewards farmers for harvesting at optimal times (a 'harvest incentive policy'). If the research succeeds and meets regulatory requirements, the Corporation must make such a policy available to farmers within two years. The bill requires a progress report to Congress within one year.

Why we flagged it

The bill's operative mechanism is a mandate for research and product development within the existing federal crop insurance system. It expands the menu of available policies rather than restructuring the system or creating new subsidies.

What the text implies

• The bill does not appropriate funds for R&D or specify who bears the cost of policy development and administration; implementation depends on discretionary budget authority or reallocation within the Crop Insurance Corporation.
• The two-year timeline for policy availability is a hard deadline; if R&D fails or the policy cannot meet section 508(h) requirements, the Corporation faces a statutory obligation it may not be able to fulfill.
• The phrase 'harvest incentive for a policy that provides coverage for loss of revenue' is not defined in this bill; its meaning depends on how the Corporation interprets it and what section 508(h) requires, creating implementation discretion.

Section numbers refer to the bill text the analysis read — linked under Primary records below.

Who it affects

Farmers (a subset of citizens) gain a new insurance tool potentially improving harvest timing and revenue stability. However, the bill does not specify funding, implementation costs, or whether the new policy will be actuarially sound or subsidized; the public cost and actual farmer benefit depend on details outside this text. The civic benefit is real but contingent on execution.

Who stands to gain

• farmers and agricultural producers (via expanded insurance options)
• crop insurance companies (if they underwrite or administer the new policy)

Named in the bill

Federal Crop Insurance Corporation, Federal Crop Insurance Act, Section 522(c), Section 508(a)(1), Section 508(a)(2), Section 508(h), House Committee on Agriculture, Senate Committee on Agriculture, Nutrition, and Forestry

Where it stands

3 cosponsors: 3 Republicans.

• Sep 30, 2025 — Introduced · Congress.gov: “Introduced in House”
• Sep 30, 2025 — Referred to House Committee on Agriculture · Congress.gov: “Referred to the House Committee on Agriculture”

Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.

Money around this bill

4 lobbying clients named this bill on 8 disclosure filings across 2 quarters, Dec 2025 to Jun 2026. Those filings disclosed $3,650,000 in lobbying spend. A filing names 3 bills on average, so that figure is what each filing reported, not a share belonging to this bill.

More lobbying clients named this bill than 72% of bills with at least one filing.

Ronny Jackson, the sponsor, reported $482,600 in PAC receipts in the 2026 cycle.

• American Property Casualty Insurance Association — $3,540,000 on 2 filings
• Southwest Council of Agribusiness — $80,000 on 2 filings
• Combest, Sell and Associates on Behalf of Southwest Council of Agribusiness — $30,000 on 2 filings
• Cotton Warehouse Association of America — $0 on 2 filings

Lobbying Disclosure Act filings through Jul 22, 2026. A filing shows who paid to lobby on a bill it names, not what changed.