Congress restores Holocaust survivors' right to sue for stolen insurance
H.R. 3008 — Holocaust Insurance Accountability Act of 2025 · Filed by David Kustoff (R-TN) · 2 cosponsors · Introduced Apr 24, 2025 · Referred to committee
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What it does
This bill creates a new federal right for Holocaust survivors and their heirs to sue insurance companies in U.S. courts to recover proceeds from life, property, and other insurance policies issued between 1933 and 1945 to people in Nazi-occupied Europe and Switzerland. It overrides a 2003 Supreme Court ruling that blocked such lawsuits on foreign-policy grounds, gives claimants 10 years to file, and voids prior settlement agreements that were based on that now-overridden ruling.
Why we flagged it
The bill's core function is to restore legal standing for Holocaust-era insurance claims by overriding a Supreme Court preemption doctrine. It is substantively a restitution and accountability measure, not a regulatory or tax provision.
What the text implies
- Insurance companies (AIG, Prudential, Transamerica, Principal, Fidelity & Deposit) face potential liability for policies issued 80+ years ago; discovery and valuation of historical policies may be administratively complex and costly.
- The 10-year statute of limitations creates a compressed litigation window, potentially incentivizing rapid settlement negotiations and class actions.
- Treble damages for bad faith (3x recovery) create significant financial exposure if insurers are found to have concealed or mishandled claims.
- The bill voids prior settlement agreements approved under the old preemption doctrine, potentially reopening settled cases and creating legal uncertainty for insurers who believed claims were resolved.
Who it affects
Holocaust survivors and their heirs gain a concrete legal remedy to recover stolen or unpaid insurance proceeds that were previously blocked by executive foreign-policy immunity. The bill restores access to justice for a historically wronged population and does not impose costs on ordinary citizens.
Who stands to gain
- Holocaust survivors and heirs (primary beneficiaries)
- Plaintiff attorneys (contingency-fee recovery)
Named in the bill
AIG, Prudential (PRU), Principal Financial Group (PFG), Fidelity & Deposit (FBK), Transamerica (FMAO), Supreme Court (American Insurance Association v. Garamendi, 539 U.S. 396, 2003), International Commission on Holocaust Era Insurance Claims, U.S. District Court for the Southern District of New York (In re: Assicurazioni General S.p.A.), Nazi Germany, Switzerland
Where it stands
2 cosponsors: 2 Democrats.
- Apr 24, 2025 — Introduced · Congress.gov: “Introduced in House”
- Apr 24, 2025 — Referred to House Committee on the Judiciary and House Committee on Foreign Affairs · Congress.gov: “Referred to the Committee on Foreign Affairs, and in addition to the Committee on the Judiciary, for a period…”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
How this was measured
Analysis — Quorum's AI read the full bill text on Jun 8, 2026; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-10-20.
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