Congress moves to slash contraceptive costs with 365-day supply rule
H.R. 2529 — Convenient Contraception Act · Filed by Lauren Underwood (D-IL) · 3 cosponsors · Introduced Apr 1, 2025 · Referred to committee
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What it does
This bill amends federal health insurance law to require group and individual health plans to allow people to obtain up to a 365-day supply of contraceptives in a single fill or refill, with no cost-sharing (copays, coinsurance, or deductibles). The requirement takes effect for plan years beginning January 1, 2026, and federal agencies must conduct outreach to inform providers and enrollees of the new benefit.
Why we flagged it
The bill's sole operative mechanism is a mandate requiring health plans to permit longer-supply fills of contraceptives without cost-sharing. It is a straightforward consumer-benefit measure with no riders, carve-outs, or hidden provisions.
What the text implies
- May reduce pharmacy fill frequency and associated administrative costs for plans and pharmacies, though this is a secondary effect of the primary consumer benefit.
- Outreach requirement (subsection b) creates a federal coordination mandate across HHS, Labor, and Treasury, establishing ongoing communication obligations about the benefit.
The full analysis lists 3 implications of this text.
Who stands to gain
contraceptive users (reduced out-of-pocket costs); pharmacy benefit managers (potential reduction in per-fill administrative overhead)