Congress extends health insurance help for three more years
H.R. 1834 — To advance policy priorities that will break the gridlock. · Filed by Jim McGovern (D-MA) · Introduced Mar 4, 2025 · Passed chamber
Your members of Congress
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What it does
This bill keeps two tax credits for health insurance through 2028. These credits help people pay for health insurance by reducing what they owe. People earning up to 400% of the federal poverty line can use these credits. Without this bill, the credits would have stopped at the end of 2025.
Who it affects
Working families and individuals earning up to 400% of the federal poverty line get help. This is about $106,000 for a family of four in 2025. Millions of people would have paid more for health insurance without this bill.
One thing to notice
The bill extends help only through 2028. Congress will need to pass another bill after that.
From the analysis of the bill text, linked under Primary records below.
Where it stands
- Mar 4, 2025 — Introduced · Congress.gov: “Introduced in House”
- Mar 4, 2025 — Referred to House Committee on Appropriations and House Committee on Oversight and Government Reform · Congress.gov: “Referred to the Subcommittee on Economic Development, Public Buildings, and Emergency Management”
- Jan 8, 2026 — Passed the House · Congress.gov: “On passage Passed by the Yeas and Nays: 230 - 196 (Roll no. 11).”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Money around this bill
9 groups reported lobbying about this bill. They filed 11 reports from Dec 2025 to Jun 2026.
Those reports show $7,405,904 in lobbying spending. Each report lists about 34 bills. So that money was not all for this bill.
More groups named this bill than 89% of bills with any report.
Jim McGovern, who sponsored the bill, received $262,500 from PACs for the 2026 election.
- American Cancer Society Cancer Action Network Inc — $3,620,000 in 2 reports
- Friends Committee on National Legislation — $2,000,000 in 2 reports
- AFL-CIO — $760,000 in 1 report
- American Heart Association — $400,000 in 1 report
- Service Employees International Union Ctw-clc — $255,000 in 1 report
Lobbying is legal. These reports show who lobbied about this bill, not what changed.
Words to know
- federal poverty line — The income level the government uses to decide who is poor.
- tax credits — Money the government gives to help people pay for health insurance.
- lobbying — Trying to influence lawmakers about a bill. Companies and groups pay people to do this.
- PACs — Groups that collect money and give it to candidates for office.
- sponsored — To sponsor a bill is to introduce it in Congress and put your name on it.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (976 characters) on Jul 10, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,928 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Dec 2025 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.
As of — lobbying records through Jul 20, 2026 · page rendered 2026-11-03.
“Congress extends health insurance help for three more years” QuorumCivic. https://share.quorumcivic.app/bill/119/hr1834/simple Report an error
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