Bill stops payment networks from marking gun store purchases.

What it does

The bill says payment card networks cannot create a special code for gun stores. They cannot sort gun store sales into a separate group. The Attorney General can investigate if someone breaks this rule. The Attorney General can ask a court to stop it. People cannot sue on their own if the rule is broken.

Who it affects

Gun store owners benefit because their sales will not be marked as different. Payment networks and processors cannot use a separate code for gun sales. Law enforcement groups lose a tool to track illegal gun sales.

One thing to notice

The bill stops payment networks from using a special code for gun stores. This also stops them from flagging gun sales to law enforcement.

From the analysis of the bill text, linked under Primary records below.

Where it stands

132 cosponsors: 132 Republicans.

• Feb 11, 2025 — Introduced · Congress.gov: “Introduced in House”
• Feb 11, 2025 — Referred to House Committee on Financial Services and Senate Committee on Banking, Housing, and Urban Affairs · Congress.gov: “Referred to the House Committee on Financial Services”
• Dec 16, 2025 — Markup held in committee · Congress.gov: “Committee Consideration and Mark-up Session Held”
• Dec 17, 2025 — Reported out of committee · Congress.gov: “Ordered to be Reported (Amended) by the Yeas and Nays: 29 - 23”
• Jul 14, 2026 — Passed the House · Congress.gov: “On passage Passed by the Yeas and Nays: 221 - 201 (Roll no. 240)”

Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.

Money around this bill

6 groups reported lobbying about this bill. They filed 9 reports from Dec 2025 to Jun 2026.

Those reports show $9,119,548 in lobbying spending. Each report lists about 66 bills. So that money was not all for this bill.

More groups named this bill than 82% of bills with any report.

Riley Moore, who sponsored the bill, received $554,200 from PACs for the 2026 election.

• American Bankers Association — $5,210,000 in 2 reports
• National Shooting Sports Foundation — $1,990,000 in 1 report
• National Rifle Association of America — $990,000 in 2 reports
• American Express Company — $470,000 in 1 report
• National Association for Gun Rights — $429,548 in 2 reports

Lobbying is legal. These reports show who lobbied about this bill, not what changed.

Words to know

• payment card networks — Companies like Visa and Mastercard that process credit and debit card payments.
• Attorney General — The top law officer for the United States government.
• lobbying — Trying to influence lawmakers about a bill. Companies and groups pay people to do this.
• PACs — Groups that collect money and give it to candidates for office.
• sponsored — To sponsor a bill is to introduce it in Congress and put your name on it.