Bill adds financial lessons to middle and high schools.
H.R. 10528 — To amend the Financial Literacy and Education Improvement Act to include secondary schools in best practices for teaching financial literacy, and for other purposes. · Filed by David Valadao (R-CA) · 2 cosponsors · Introduced Sep 21, 2026 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
This bill changes a federal law about teaching money skills. It tells middle and high schools what to teach. Schools should cover budgeting, saving, investing, credit, fraud, and student loans. The deadline moves from May 2018 to January 2027. Colleges keep their own rules about student loans.
Who it affects
Middle and high school students will learn about money and loans before college. Schools will get guidance on what to teach.
One thing to notice
The bill does not give schools money to teach these lessons. It does not require schools to teach them.
From the analysis of the bill text, linked under Primary records below.
Where it stands
2 cosponsors: 1 Democrats, 1 Republicans.
- Sep 21, 2026 — Introduced · Congress.gov: “Introduced in House”
- Sep 21, 2026 — Referred to House Committee on Education and Workforce and House Committee on Financial Services · Congress.gov: “Referred to the Committee on Financial Services, and in addition to the Committee on Education and Workforce…”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- budgeting — Planning how to spend and save money.
- credit — Borrowing money and paying it back, often with extra cost.
- fraud — A trick to steal money or information from someone.
- investing — Putting money into something to try to make more money.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (2,272 characters) on Sep 28, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-10-20.
“Bill adds financial lessons to middle and high schools.” QuorumCivic. https://share.quorumcivic.app/bill/119/hr10528/simple Report an error
The week in bills
One email, Sunday: what Congress passed, what it changed, and who paid.
One link arrives to confirm the address. It is used for this email and nothing else, and every issue carries an unsubscribe link.