Disabled people can get SSDI money faster but get less forever.
H.R. 10193 — We Can't Wait Act of 2026 · Filed by Carol Miller (R-WV) · 1 cosponsor · Introduced Aug 31, 2026 · Referred to committee
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What it does
The bill lets disabled people get SSDI money right away. Normally they wait five months. People who choose early money get 94.25% of their full amount for life. The choice is voluntary and can be made or taken back during certain times. The reduction gets adjusted every five years to keep costs balanced.
Who it affects
Disabled people who need money during the five-month waiting period can get it sooner. They give up a small part of their benefits forever to do this. Family members or guardians who manage benefits can make or change this choice for them.
One thing to notice
People in a money crisis may feel forced to take less money forever to survive the waiting period. Once someone picks early money, they cannot change their mind after the first month.
From the analysis of the bill text, linked under Primary records below.
Where it stands
1 cosponsor: 1 Democrats.
- Aug 31, 2026 — Introduced · Congress.gov: “Introduced in House”
- Aug 31, 2026 — Referred to House Committee on Ways and Means · Congress.gov: “Referred to the House Committee on Ways and Means”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- SSDI — Social Security Disability Insurance, money the government pays to people who cannot work.
- waiting period — The five months after someone applies when they get no SSDI money yet.
- voluntary — A choice someone can make or not make on their own.
- reduction — A smaller amount of money than the full amount.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (7,558 characters) on Sep 5, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,522 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-22.
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