Bill stops making new pennies and rounds cash to nearest nickel.
H.R. 10167 — Common Cents Act · Filed by Lisa McClain (R-MI) · 1 cosponsor · Introduced Aug 27, 2026 · Passed chamber
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
The U.S. Mint will stop making new pennies for everyday use. Old pennies stay legal to use. When exact change is not available, cash deals round to the nearest nickel. The Federal Reserve must report on penny shortages and rounding. It must report on how these affect low-income people and those without bank accounts. Businesses handle less coin. Some cash customers may lose small amounts through rounding.
Who it affects
Businesses and stores gain easier cash handling. Customers who pay with cash may lose small amounts when prices round up. Low-income people, elderly people, and those without bank accounts rely on cash. They face the biggest impact from rounding losses.
One thing to notice
The bill requires a report on harm to low-income and unbanked people. It does not require the government to fix the harm if found.
From the analysis of the bill text, linked under Primary records below.
Where it stands
1 cosponsor: 1 Democrats.
- Aug 27, 2026 — Introduced · Congress.gov: “Introduced in House”
- Aug 27, 2026 — Referred to House Committee on Financial Services and Senate Committee on Banking, Housing, and Urban Affairs · Congress.gov: “Referred to the House Committee on Financial Services”
- Sep 14, 2026 — Passed the House · Congress.gov: “On motion to suspend the rules and pass the bill Agreed to by voice vote”
- Sep 14, 2026 — Floor vote scheduled · Congress.gov: “Ms. De La Cruz moved to suspend the rules and pass the bill”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- Federal Reserve — The central bank system that manages money and banking for the United States.
- unbanked — People who do not have a bank account and use cash for all transactions.
- rounding — Changing a price to the nearest whole number, like 4.99 dollars to 5 dollars.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (11,140 characters) on Sep 5, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,206 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-17.
“Bill stops making new pennies and rounds cash to nearest nickel.” QuorumCivic. https://share.quorumcivic.app/bill/119/hr10167/simple Report an error