Federal money helps homeowners pay for storm-resistant roofs.
H.R. 10122 — STORM FORTIFIED and Wildfire Prepared Act · Filed by Troy Carter (D-LA) · 2 cosponsors · Introduced Aug 20, 2026 · Referred to committee
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What it does
The bill creates a $100 million per year loan fund. It runs from 2027 to 2036. States get federal money to give grants to homeowners. The grants pay for storm-resistant roofs and wildfire-prepared homes. Homeowners earning less than 120% of median income do not repay. Homeowners earning more must repay over 20 to 30 years. Each project gets up to $10,000. States must pay 35% of the cost themselves.
Who it affects
Homeowners who own their primary home and have insurance can apply. Lower-income homeowners get their grants forgiven. States run the programs.
One thing to notice
Homeowners earning more than 120% of median income must repay loans. Lower-income homeowners do not have to repay.
From the analysis of the bill text, linked under Primary records below.
Where it stands
2 cosponsors: 1 Democrats, 1 Republicans.
- Aug 20, 2026 — Introduced · Congress.gov: “Introduced in House”
- Aug 20, 2026 — Referred to House Committee on Transportation and Infrastructure · Congress.gov: “Referred to the House Committee on Transportation and Infrastructure”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- median income — The middle amount of money people earn in a region.
- forgiven — A loan or debt that does not have to be paid back.
- primary home — The house where someone lives most of the time.
- storm-resistant roofs — Roofs built to withstand damage from storms and high winds.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (17,880 characters) on Aug 24, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
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