Federal grants help states fight senior fraud and scams.
H.R. 10112 — Empowering States to Protect Seniors from Bad Actors Act · Filed by Josh Gottheimer (D-NJ) · 2 cosponsors · Introduced Aug 17, 2026 · Referred to committee
Your members of Congress
Enter a ZIP to see where your representative and both senators stood on this bill.
Looked up on this device — your ZIP is never stored on our servers.
What it does
The bill creates a grant program run by the SEC. States can get up to $500,000 per year. States handling both securities and insurance can get $1 million. States use grants to hire staff, buy technology, and train investigators. States also teach seniors about scams and make stronger anti-fraud laws. The SEC must report on program results after 2 years and 5 years. The bill sets aside $10 million per year from 2025 to 2030.
Who it affects
Seniors age 62 and older benefit from stronger fraud protection. State regulators and investigators get money and resources to catch scammers. The SEC runs the grant program.
One thing to notice
All states get the same maximum grant amount. States with more fraud losses might need more money.
From the analysis of the bill text, linked under Primary records below.
Where it stands
2 cosponsors: 2 Republicans.
- Aug 17, 2026 — Introduced · Congress.gov: “Introduced in House”
- Aug 17, 2026 — Referred to House Committee on Financial Services · Congress.gov: “Referred to the House Committee on Financial Services”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Words to know
- grant — Money the government gives to states for a specific purpose.
- SEC — The Securities and Exchange Commission, a federal agency that oversees investments.
- securities — Stocks, bonds, and other investments that people buy and sell.
- fraud — A trick or lie used to steal money or property.
- regulators — Government officials who make sure companies follow the rules.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (7,458 characters) on Aug 19, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 14,707 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
As of — page rendered 2026-09-23.
“Federal grants help states fight senior fraud and scams.” QuorumCivic. https://share.quorumcivic.app/bill/119/hr10112/simple Report an error