Military widows regain lost benefits when they remarry
H.R. 1004 — Love Lives On Act of 2025 · Filed by Richard Hudson (R-NC) · 182 cosponsors · Introduced Feb 5, 2025 · Markup held
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What it does
This bill removes the remarriage penalty for military survivors. Currently, surviving spouses of veterans and active-duty service members lose certain federal benefits (dependency and indemnity compensation, Survivor Benefit Plan annuities, and TRICARE health coverage) if they remarry. The bill allows them to keep or regain these benefits even after remarriage, and extends TRICARE eligibility to remarried widows/widowers whose subsequent marriage has ended.
Why we flagged it
The bill's sole function is to restore federal benefits to military survivors who remarry, eliminating a decades-old penalty that had no policy justification beyond administrative convenience.
What the text implies
- Retroactive relief provision (§1450(b)(2)(B)(ii)) resumes annuity payments to survivors who remarried before enactment, creating a one-time administrative and fiscal adjustment for DoD and VA.
- TRICARE expansion (§1072(2)(J)) extends health coverage to remarried widows/widowers whose subsequent marriage ended, potentially increasing DoD health-care costs but improving access for a vulnerable population.
- The bill does not address whether remarried survivors who elected to transfer annuities to children (under 10 USC §1448(d)(2)(B)) retain that election or must choose between resumed personal payments and child payments.
Section numbers refer to the bill text the analysis read — linked under Primary records below.
Who it affects
Military survivors—predominantly women—regain federal benefits and health coverage they lost solely because of remarriage, a condition unrelated to their spouse's service. The bill eliminates a financial penalty on family formation and provides retroactive relief to those who remarried before enactment.
Who stands to gain
- military survivors (predominantly women)
- children of military survivors (via TRICARE expansion)
Named in the bill
Department of Veterans Affairs, Department of Defense, 38 USC §103(d), 10 USC §1450(b)(2), 10 USC §1072(2), Survivor Benefit Plan, TRICARE, Dependency and Indemnity Compensation
Where it stands
182 cosponsors: 129 Democrats, 52 Republicans, 1 Independents.
- Feb 5, 2025 — Introduced · Congress.gov: “Introduced in House”
- Feb 5, 2025 — Referred to House Committee on Veterans' Affairs and House Committee on Armed Services · Congress.gov: “Referred to the Committee on Armed Services, and in addition to the Committee on Veterans' Affairs, for a…”
- Feb 3, 2026 — Hearing held · Congress.gov: “Subcommittee Hearings Held”
- Mar 26, 2026 — Markup held in committee · Congress.gov: “Subcommittee Consideration and Mark-up Session Held”
Dates and quoted wording are Congress.gov's action record; the timeline shows status changes, not every procedural step.
Money around this bill
4 lobbying clients named this bill on 6 disclosure filings across 2 quarters, Dec 2025 to Jun 2026. Those filings disclosed $1,504,187 in lobbying spend. A filing names 95 bills on average, so that figure is what each filing reported, not a share belonging to this bill.
More lobbying clients named this bill than 72% of bills with at least one filing.
Richard Hudson, the sponsor, reported $1,733,644 in PAC receipts in the 2026 cycle.
- Military Officers Association of America — $854,387 on 1 filing
- Disabled American Veterans — $310,451 on 2 filings
- Paralyzed Veterans of America — $199,349 on 2 filings
- With Honor Action, Inc. — $140,000 on 1 filing
Lobbying Disclosure Act filings through Jul 21, 2026. A filing shows who paid to lobby on a bill it names, not what changed.
How this was measured
Analysis — Quorum's AI read the bill text published by Congress.gov (2,656 characters) on May 21, 2026. Section numbers in the findings refer to that text, linked below; transparency and hidden-provision scores are compared against the median of 16,222 analysed bills.
Status and sponsors — Congress.gov's bill record — actions, committee referrals and cosponsors — loaded nightly. The timeline shows status changes, not every procedural action.
Money — Senate Lobbying Disclosure Act filings whose specific-issue field names this bill for quarters ending Dec 2025 to Jun 2026. A filing's amount is reported whole beside the median number of bills a filing names; it is never divided across them. PAC receipts are FEC-reported contributions to the sponsor's candidate committee in the 2026 cycle.
As of — lobbying records through Jul 21, 2026 · page rendered 2026-10-20.
- H.R. 1004 on Congress.gov
- Actions and status history
- Cosponsors (182)
- Bill text the analysis read
- Military Officers Association of America — LDA filing, 2026 Q2
- Disabled American Veterans — LDA filing, 2025 Q4
- Paralyzed Veterans of America — LDA filing, 2026 Q2
- Richard Hudson — FEC candidate receipts, 2026 cycle
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